![]() ![]() The premiums are independent of the individual's income but vary depending on age, residence and health insurer, so you are free to choose the health insurance company with which you wish to take out basic insurance. In Switzerland, the per-capita premium applies, which means that each person must pay health insurance premiums. Unlike those offered under basic insurance, supplementary health insurance benefits differ from health insurer to health insurer. This includes more comfortable hospital accommodation, contributions to a gym membership or legal assistance. With voluntary supplementary insurance, you can take out extra cover for any additional needs that compulsory basic insurance does not cover or only covers partially. This is why all health insurers in Switzerland provide the same benefits under basic insurance. Health insurance benefits, also known as compulsory basic insurance, are precisely defined under the Swiss Federal Health Insurance Act. After arriving in Switzerland, you have up to three months to take out basic insurance. ![]() The Swiss Federal Health Insurance Act stipulates that all persons resident in Switzerland are required to have health insurance. Health insurance is compulsory in Switzerland. ![]()
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